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Latest Blog Posts

Medicare/Medicaid and the Rising Costs of Sex for Seniors

Posted on: February 10th, 2014
As Bill Mahr humorously, but perhaps, in-eloquently stated as a "New Rule" last Friday night on his HBO show "Real Time," the feds have been investigating the rising costs for durable medical equipment to see if certain types of equipment should be added to the competitive bidding list. Enter the swelling controversy surrounding the penis pump, more formally known as the "vacuum erection system." Over the five-six year period between 2006-2011, Medicare paid an average of $451 per pump. That left a $90 co-pay per patient with Medicare picking up the remaining 80%. Comparatively, the VA paid only $186 for each device. And, is anyone surprised that any average shopper could find less expensive pumps online? Medicare purchased 473,000 pumps over the period investigated....

Aging Parents Can Forget to Pay Premiums Leading to Policy Lapses With Disastrous Consequences

Posted on: February 3rd, 2014
If your older relative has a long-term care policy, photocopy the page listing the company, policy number and claims contact information. Keep the insurance company updated on new addresses, yours (if you are the third-party designee) and your relative’s. It wouldn’t hurt, if the policyholder is becoming forgetful, to check bank statements or call the company to make sure premiums are current....

Children of Abusive Parents More Likely to Suffer Depression in Caring for Them as Elders

Posted on: January 28th, 2014
A Boston College study conducted from 2003-2005 shows that the impact of abuse never fades. [A]bused children caring for their abusive parent were still affected by that abuse and suffered from more depression than those in the other categories....

Ways to Help Cognitively Impaired Elderly Better Enjoy the Festive Season

Posted on: December 23rd, 2013
[F]ive suggestions that may help elderly family members better enjoy the holiday festivities when all the younger family members are stirring up a ruckus celebration:...

Is Social Media Our Digital Tombstone?

Posted on: September 12th, 2013
The digital world of social media now impacts even the dying process. A billion family records are available to the public for search. You need to at least THINK about how to close your online accounts and consider what will happen to the information you leave online after your incapacity and eventual death--do you want it to stay up forever? ...

Medicaid Compliant Annuities Again Affirmed as Viable Planning Device

Posted on: August 2nd, 2013
A federal court in New Jersey on July 19, 2013 again upheld the use of medicaid compliant annuities in reversing the administrative decision that the annuity purchased was an "unavailable asset" for Medicaid eligibility purposes....